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Why Do I Need an Independent Insurance Agent?

Traditionally, insurance companies did not sell to the general public. However, over the years some companies have started to offer insurance policies directly to the consumer. Now there are two ways to purchase insurance: direct with one company or through an insurance agent.

There are two types of insurance agents; Captive and Independent. Captive agents lock you into just one insurance company. Independent Agents represent many different insurance companies offering you a choice.

What is Condo Insurance?

Condo insurance provides coverage for your personal belongings and liability, as well as additions, alterations and improvements made to your condo unit.

Your condo or homeowners association (HOA) requires you carry liability insurance and coverage for the “walls in” portion of the unit that you own.

Lyft and Uber Driver insurance in Austin FAQ

Ride-sharing drivers have encountered some difficulties with remaining insured while they drive for their respective companies. Most auto insurance policies state that using your vehicle “for hire” or for “business use” is not covered.

At Britton and Britton Insurance, this isn’t always the case. You can receive auto insurance coverage, and still drive for Uber, Lyft, or other transportation network companies (TNCs) such as those above.

Home Improvement Projects that Might Affect Your Homeowners Insurance

Now that the weather in Texas has become warmer, it’s likely you’ll be considering some home improvement projects to spruce things up. Be mindful of what home improvement projects you tackle, as they might affect your insurance – both for good and for bad.

Here are some home improvement tips to help keep your home insurance as low as can be.

Spring Boating Safety Tips

One of the greatest parts of a Texas spring is boating season! Out on a lake, the warm weather and bright sun provide the perfect backdrop to the refreshing water and lake breezes. That’s why we’ve put together this list of tips to make sure you’re 100% prepared to launch your boat the moment the weather allows.

What Is Gap Insurance?

Guaranteed Auto Protection (GAP) insurance is an added premium based on the difference between what you owe on a car and the actual value of it. Gap insurance is mainly targeted toward new car owners who are beginning to pay off their auto loans and need extra protection in the event of an accident. Find out if it’s what you need…