Hurricane Harvey Prep List

Hurricane Harvey has strengthened with heavy rain and winds already beginning to hit coastal cities. We hope that no one is hurt or experiences property damage from the storm, but if it happens we want you to be prepared with the right information for filing claims and communicating promptly. When a storm hits Texas, our…

two men shaking hands after coming to a business agreement

Why Do I Need an Independent Insurance Agent?

Traditionally, insurance companies did not sell to the general public. However, over the years some companies have started to offer insurance policies directly to the consumer. Now there are two ways to purchase insurance: direct with one company or through an insurance agent.

There are two types of insurance agents; Captive and Independent. Captive agents lock you into just one insurance company. Independent Agents represent many different insurance companies offering you a choice.

minimally decorated condo interior with white couch

What is Condo Insurance?

Condo insurance provides coverage for your personal belongings and liability, as well as additions, alterations and improvements made to your condo unit.

Your condo or homeowners association (HOA) requires you carry liability insurance and coverage for the “walls in” portion of the unit that you own.