Does A Tornado or Hail Damage Claim Raise Home Insurance Rates?
Since severe weather such as a tornado is generally not caused by your negligence, your rate should only increase if you’ve filed multiple claims within a five year period.
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Do You Need Insurance for a House Party?
Did you know we cover the ordinary, spooky and unusual fall festivities in addition to your auto or home insurance needs? Learn about our coverage plans for all types of professional and personal events!
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How Can I Protect My House From Water Damage?
Water is a necessity in our daily lives, but it can wreak havoc in your home if it runs wild. Water damage hazards can be a costly home insurance claim and impact even the most prepared Texas homeowner. However, there are some things you can do to help prevent or minimize water damage in your home, condo or rental…
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Are Hurricanes Covered by Homeowners Insurance?
As a reminder we are steadily approaching the height of hurricane season. Right now, we are watching Tropical Storm Barry develop and possibly become a hurricane in the Gulf of Mexico.
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Is My Boat Covered Under My Home Insurance?
If you are like many Texans you enjoy recreational outdoor activities like rivers, camping and boats; especially when you live close to a lake!
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Is Flood Covered by Home Insurance?
Flood can be caused by torrential rain often associated with spring thunderstorms in Texas. Recent road construction, a creek coming out of its banks, slow steady rain over several days, recently built commercial developments, new home construction or simply a clogged street gutter backing up from the street into your yard are some other culprits of flooding.
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What are the Hazards of Mowing the Lawn?
For many of our Texas neighbors spring means more than sunshine, hiking, bluebonnets, river tubing, boating on Lake Travis and Canyon Lake. It also means home lawn maintenance.
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Insuring Your Engagement Ring
Homeowners insurance can cover some jewelry up to a certain monetary value and protect from several perils. The most common perils are fire, windstorm, and theft. A typical home insurance policy only covers your jewelry up to a $500, 1,500, or maybe $5,000 depending on your policy terms and for only limited perils.
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Adding a Young Driver to Your Texas Auto Policy
Starting long before your teen or college student receives a driver’s license, demonstrate the kind of safe driving behaviors you will expect, including never driving while distracted. Adding a young driver to your Texas auto policy can be a disruptive event for the family. Younger drivers are inexperienced behind the wheel and more susceptible to distraction when driving.
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Government Shutdown Help
If you call and confirm you are government employee whose job has been furloughed due to the shutdown, and are having trouble making a payment as a result, some of our insurance companies have offered billing adjustments to temporarily assist during this unanticipated hardship.
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