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Why Do I Need an Independent Insurance Agent?

Traditionally, insurance companies did not sell to the general public. However, over the years some companies have started to offer insurance policies directly to the consumer. Now there are two ways to purchase insurance: direct with one company or through an insurance agent.

There are two types of insurance agents; Captive and Independent. Captive agents lock you into just one insurance company. Independent Agents represent many different insurance companies offering you a choice.

minimally decorated condo interior with white couch

What is Condo Insurance?

Condo insurance provides coverage for your personal belongings and liability, as well as additions, alterations and improvements made to your condo unit.

Your condo or homeowners association (HOA) requires you carry liability insurance and coverage for the “walls in” portion of the unit that you own.

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Lyft and Uber Driver insurance in Austin FAQ

Ride-sharing drivers have encountered some difficulties with remaining insured while they drive for their respective companies. Most auto insurance policies state that using your vehicle “for hire” or for “business use” is not covered.

At Britton and Britton Insurance, this isn’t always the case. You can receive auto insurance coverage, and still drive for Uber, Lyft, or other transportation network companies (TNCs) such as those above.