Autumn weather is around the corner, and it is already time to start class and return to university. As you get ready to head off to school there is one vital “to-do” to add to your list and that is a review of your home insurance coverage. Does homeowners insurance cover a dorm room? Typically,…
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Your homeowner insurance policy may pay for water damage due to sudden or accidental escape of water from broken pipes. Flood insurance pays for damages caused by the temporary rising of a body of water that covers normally dry land. The short answer is “yes.” Flood insurance is exactly what the name suggests, involving damages…
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Thanks to the increasing numbers of natural disasters, availability of materials, and demand for new construction, Texans have seen increase in property insurance the past couple years. A perfect storm of market trends has driven up the cost of building homes — and with it the cost of insuring them for repair and replacement. Homeowner’s…
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Protect your home from wind water and hail claims during hurricane season. Did you know areas inland from the Gulf of Mexico like the Texas Hill Country are vulnerable to a tropical storms and a hurricane’s sustained winds or accompanying torrential rainfall. Your home, condo or renters insurance policy can protect you from financial disaster…
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Your condo policy and homeowners insurance company are designed to help protect you in the event of a natural weather disaster such as a hurricane, tropical system, tornado, hail storm, lightning, wildfire, and other covered perils for your primary residence. A dwelling fire policy was created for someone that does not live in a property…
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Your new condo, duplex or home purchase may be the largest investment you make this year! It is important to protect your investment with a Texas home, landlord or dwelling fire insurance policy whether it is owner or tenant occupied. Landlord and dwelling fire insurance can help provide financial protection if your rental property is…
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Personal liability coverage is a component of most Texas homeowners insurance policies. A typical home, condo or renters policy may defend you if someone makes a liability claim against you for accidentally causing an injury or damaging property of others. For example, you could be covered if someone is hurt in your front yard, and…
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Arrival of cold air in Central Texas suggests winter has moved in and also reminds us that spring is not too far behind. Shifting into the winter months there is a real possibility that your home will be exposed to cold or possibly freezing temperature. Your first home purchase may be the largest investment you…
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Cooler temperatures are signaling a change in season from summer to winter. However, that doesn’t mean the end of driving your convertible across the Lake Austin 360 Pennybacker Bridge. In Texas, classic car enthusiasts do not go dormant and can be active year-round! Some folks might devote cooler months to making modifications on their primary…
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A typical Texas home insurance policy may cover your jewelry up to a $500, 1,500, or possibly $5,000 depending on your policy terms and for only limited perils. A peril is an event, like a fire or break-in, that may damage your home or personal belongings. The perils covered by your homeowner’s insurance are listed…
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