Man climbing ladder on side of house

March is National Ladder Safety Month

March is National Ladder Safety Month. Ladders are an important tool used by individuals and workers every day. However, if a ladder is damaged or is used incorrectly, someone could fall, resulting in serious injury or death. Ladders are common everyday tools that many take for granted. It is estimated in the United States more…

Is Flood Covered by Home Insurance?

Flood can be caused by torrential rain often associated with spring thunderstorms in Texas. Recent road construction, a creek coming out of its banks, slow steady rain over several days, recently built commercial developments, new home construction or simply a clogged street gutter backing up from the street into your yard are some other culprits of flooding.

Insuring Your Engagement Ring

Homeowners insurance can cover some jewelry up to a certain monetary value and protect from several perils. The most common perils are fire, windstorm, and theft. A typical home insurance policy only covers your jewelry up to a $500, 1,500, or maybe $5,000 depending on your policy terms and for only limited perils.