Why Are My Home Insurance Quotes So Different?
What is an independent insurance agent?
Your local independent agent has the fiduciary responsibility to be your advocate. That means your personal agent places your interests above their own, and over the interest of the insurance company. Your local agent works for you and can answer your questions without the influence of an insurance carrier.
An independent insurance agent compares insurance quotes, coverage and benefits with many different companies. You can think of your agent as your personal shopper – for insurance. Independent agents and insurance brokers do not work for a specific insurance company. Instead, the Britton and Britton Insurance agency works for you!
Your local agent helps you simplify the process of buying insurance by doing much of the groundwork and research for you. We listen to your needs — offering valuable insight when you let us know your life changes. Insurance is not like shopping online for clothing or home goods. You are buying a promise of protection for your financial well-being, but how do you know that you are making good choices? Maybe you should ask an independent insurance agent for advice.
Why Should You Hire an Independent Agent?
CHOICE: Our local agents compare insurance quotes with different companies at your request Licensed agents do the shopping. You do the saving. Agents also educate you on policy options so you can customize a policy and price to fit your budget and needs. One size does not fit all.
PERSONAL SERVICE: Your personal agent knows you by name and is someone in your local community who can serve your insurance needs throughout your lifetime. This local knowledge provides many advantages. A local agent gets to know you as a person and learns about the changes you experience over time. This personalized service helps you avoid the frustrations of long waiting periods on the phone to talk to an agent in another state or call center who may not even know your name. Scheduling a call with an independent insurance agent can make it easy to keep your insurance updated or seek new policies when life changes.
CONSULTANT: Insurance is not just about finding a price you can afford, although that is part of it. It is also about making certain you are covered for your needs. Your personal agent helps you find a blend of price, coverage, and service for your budget. Allowing you to customize your policy, based on your unique needs. Agents can often offer opinions and learn about which companies have provided quality service in the past. Additionally, local insurance agents have an understanding about specific risks to the area. There is no charge for their knowledge, its provided freely. Your agent is your advocate!
ADVOCATE: If you have a billing, service or claim concern your agent can be your advocate. They can work with the insurance company on your behalf to help you get the most out of your insurance policy when there is a covered claim.
LOCAL: Independent agents are your neighbors who are aware with common risks in the area. They are involved in the community, donating to local associations, and buying from other local businesses.
LISTEN: Your agent serves as a sounding board. Should you file a claim or not? They provide unbiased advice, other solutions, and quotes at your request. Just ask us!
Britton and Britton Insurance can help you through all stages of your life! Moving from a college dorm to buying a new home in Austin, getting married, renovating your kitchen, adding a teen driver to your auto policy, or looking to cover that weekend lake home. Put us to work for you.
OPTIONS: An independent insurance agent has access to many markets to provide you with the policies you need. This access to choices can mean lower rates, less restrictive policies, and better coverage. Independent insurance agents can often provide ways to cover potential gaps in coverage with the use of policies that work alongside the insurance you already have.
ONE STOP SHOPPING: An independent insurance agent can offer you simple one-stop shopping for all of your needs. Independent insurance agents usually offer many different types of insurance including condo, home, renters, boat, motorcycle, personal articles, or umbrella liability policies to name a few.
Instead of contacting various individual companies and getting spammed with email, calls, and text messages. Choose to discuss your insurance needs with one agent and wait while options are presented to you. Shopping online can take a lot of time and lead to frustrating results when you have no experience in the industry. An independent agent can save your time.
Not all insurance companies are the same! Choosing the right agent can make a big difference – in price, service, and value.
Texas Home Insurance Rate Increase?
Request a quote from the Britton and Britton Insurance agency. We compare home quotes with multiple insurance companies.
ONLINE
Answer a few easy questions about your house then choose options for your quote. Not sure how to answer a question? No worries, give it your best guess, and let us know in the “remarks” section.
Begin your quote online here.
CALL YOUR AGENT
Speak with a licensed insurance broker who will work with you during office hours.
Call 512-469-0693
LOCAL ADVICE
Connect with an Austin independent home insurance broker who will help you answer your questions.
Descriptions of insurance products and packages are meant to offer general ideas only, are necessarily brief, and are subject to policy provisions, limits, deductibles, exclusions, and conditions that can only be expressed in the policy itself. In the event of a conflict, the terms and conditions of your policy prevail. This information is provided solely as an insurance risk management tool. It is provided with the understanding that we are not providing advice or any other professional services. We shall have no liability to any person or entity with respect to any loss or damages alleged to have been caused, directly or indirectly, by the use of this information.
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