At 11:59 p.m. on September 30th, the National Flood Insurance Program (NFIP) authorization expired. Congress did not pass a reauthorization or a Continuing Resolution to keep the FEMA flood program in place. This lapse has created a temporary shutdown, which directly impacts homeowners, real estate closings, and insurance agents across the country, including here…
At Britton and Britton Insurance Services, we are committed to helping new homeowners moving to Austin with insurance options, ensuring they have the coverage they requested to confidently face any storm. Contact us for guidance and personalized consultation with an independent insurance agent who understands the unique challenges of insuring homes in flood risk areas of Texas…
Insurance policies are different with every carrier, and some do not include broad water coverage terminology. Review your current policy or ask your agent about the coverage you feel is most important. It is important to note that you may be grandfathered into coverage that no longer exists on newer Texas policy forms or quotes.…
Even though the impact of the water can be similar, the cause is different. We explore the difference between water damage and flood, and what is protected by insurance.
Water is a necessity in our daily lives, but it can wreak havoc in your home if it runs wild. Water damage hazards can be a costly home insurance claim and impact even the most prepared Texas homeowner. However, there are some things you can do to help prevent or minimize water damage in your home, condo or rental…
