Britton and Britton Insurance
Call Now! Austin: 512-469-0693
San Antonio: 210-493-4057
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How Do I Get the Best Car Insurance Quote?

Auto Insurance Tips
Britton and Britton Insurance agents can do more than give you a car insurance quote or field your questions about your Texas policy. We also know industry secrets that can help you save on your insurance premium!

3 ways to receive a discount on your vehicle insurance

  1. Usage-based auto insurance
  2. Continuous insurance coverage with no lapse between renewals
  3. Bundle your home insurance policy with your independent insurance agent. Did you know you can also bundle your boat, recreational vehicles, renters, landlord, or condo owners insurance for discounts?

What is usage-based insurance?

Some insurance companies provide a smartphone app, which gives you and the insurance company insight into your driving habits. That means you pay based on how well and how much you drive, instead of just traditional factors and assumptions.

How is my usage-based auto insurance discount determined?

The smartphone app will score driving behavior using a combination of factors that have been shown to increase the risk of an accident. Some factors that may impact your insurance rate:
  • Unnecessary hard braking
  • Quick starts or screeching your tires from a stopped position
  • The amount of time of handheld phone use while driving

What do I need to know?

There are three programs for usage-based insurance that we offer at Britton Insurance; RightTrack, SnapShot, and IntelliDrive. While your rate could increase with high-risk driving, most drivers save with Progressive’s Snapshot or Travelers IntelliDrive – up to 20%. The RightTrack discount programs, through Safeco Insurance, guarantees a minimum 5% discount at the end of the program and up to a 30% discount for good drivers.
Usage-based insurance rewards you for your safe driving by putting you in control of your policy savings.
Start your quote now!
About the author

Riley Britton

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Contact Us in Austin
Britton and Britton Insurance
2028 E. Ben White Blvd
Ste. 240-4057
Austin, TX 78741
512-469-0693
*Available by appointment only
Contact Us In San Antonio
Britton and Britton Insurance
9901 W Interstate 10
Ste. 800
San Antonio, TX 78230
210-493-4057
*Available by appointment only
Recent Blog Posts
  • Compare Home Insurance in Texas

    November 6, 2025
  • What the NFIP Lapse Means for Flood Insurance in Texas

    October 3, 2025
  • Why Purchasing Life Insurance Early Matters

    September 26, 2025
  • Why Life Insurance Is Not Just for “Later”

    September 5, 2025
  • Flood Insurance and Austin Homeowners

    August 29, 2025

trusted choice logo Britton and Britton Insurance Services, Inc BBB Business Review

Descriptions of insurance products and packages are meant to offer general ideas only, are necessarily brief, and are subject to policy provisions, limits, deductibles, exclusions and conditions that can only be expressed in the policy itself. For a broader explanation of coverages, please consult one of our licensed agents. Coverages and programs vary by company. In the event of a conflict, the terms and conditions of the policy prevail.


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