What the NFIP Lapse Means for Flood Insurance in Texas
At 11:59 p.m. on September 30th, the National Flood Insurance Program (NFIP) authorization expired. Congress did not pass a reauthorization or a Continuing Resolution to keep the FEMA flood program in place. This lapse has created a temporary shutdown, which directly impacts homeowners, real estate closings, and insurance agents across the country, including here…