BRITTON & BRITTON Insurance Services Inc

HOME INSURANCE

• Homeowners
• Condo, Townhouse, Loft
• Renters 
• Dwelling Fire, Landlord Properties
• Duplex, Triplex, Fourplex 
• Single & Multi-Family Dwellings
• Primary & Secondary residences
• Manufactured homes, Mobile homes
• Older Homes &  Log Homes
• Custom, Sitebuilt & Green Homes

Your home is probably your most valuable asset, both as an investment and as your sanctuary in a hectic world. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact. Coverage availability and prices may vary by company. We can help you determine which of several companies we represent will best meet your needs and provide the most valuable combination of coverage, quality service and fair pricing.

Dwelling Coverage: The dollar amount carried to cover your home and any structures attached directly to it. Ideally, the amount of coverage you carry should equal the cost of rebuilding your home after a total loss.

Personal Property Coverage: This coverage provides coverage for personal property owned or used by the insured.

Loss of Use: This coverage is available when you cannot live in your home due to a covered loss. It pays living expenses which go over and above your normal living expenses up to the limit provided in your policy.

Liability/Coverage: If someone is accidentally injured or dies on or off your property, and it is caused by you, a family member or pet, this coverage pays claims against you for legal responsibility. (Does not include automobile or business liability.)

Medical Payments: Your policy can cover actual medical expenses for accidental injury to others (except your household residents) caused by you, family members or your pets.

Depending on the company you choose, you can get discounts for:

• Having a burglar alarm
• Having a newer home
• Being claim free in the past
• Insuring your vehicles with the same company