What is Homeowners’ Self-Insurance?

Texans are very price-focused these days due to insurance property market conditions and climate change impacting inflation. However, many clients may not understand that going without insurance, or that cheap home insurance, is not always a good insurance solution.   Why is the Cost of Insurance Increasing in Texas? All Texas insurance companies are raising…

Craft Beer Restaurants

  What are the benefits of liquor liability insurance? Living in Austin this time of year is one ongoing outdoor patio social gathering, and we are here for the beautiful autumn weather! The Britton and Britton Insurance agency can help you handle the unexpected challenges unique to not only homeowners insurance in Texas, but also…

October Fall Festival

Autumn is the perfect season to get back outside and enjoy the outdoors without the oppressive heat of this past summer.  Texans enjoy their festivals as much and almost as frequently as breakfast tacos. The change of calendar month to October is a reminder that soon we will prepare our home and enjoy our favorite…

Do I Need Insurance For My Roof?

On average Texas experiences fifty to sixty days a year of rainstorms. Thunderstorms with high winds and severe hail occur on about a third of those days. While severe thunderstorms are most common in the spring and summer, they can occur just about any time of year in South and Central Texas. Sure, it is impressively…

Does Home Insurance Cover My E-bike?

Bicycling has become a lot easier than it used to be! The addition of a compact battery and motor has turned a bike into an electric bike aka e-bike. As the popularity of electric bikes continues to grow, so does concern about their potential liability. In fact, many states have now enacted laws specifically regulating…

April is Distracted Driving Awareness Month

The National Safety Council (NSC) recognizes April as Distracted Driving Awareness Month– but consciousness is important year-round. Distracted Driving is an all too common occurrence. Whether you are viewing a text, tuning the dial to Sun Radio or KUTX, adjusting your navigation, drinking Jo’s Coffee, or something else, there are plenty of distractions on the…

boats on lake travis

Does Homeowners Insurance Cover My Boat?

Texas is famous for its waterways in Austin and the surrounding Hill Country. Austinites enjoy kayaking, paddle boarding, and boating in the state capital. Spring has arrived and like many folks we love recreational outdoor activities on the rivers and lakes. From camping to boating on Lake Travis, to hiking and tubing on Guadalupe River;…

ice on tree in austin

Does Home Insurance Cover Fallen Trees?

Severe weather and winter storms in Texas can bring widespread freezing, ice storms and especially overnight icing when temperature drops below freezing. Does home insurance cover fallen trees on my property? On a typical homeowners policy if a tree hits a covered structure, the insurer would cover the cost of removing the tree, generally up…